I actually considered going lower on this, since it has a woman falsely claim she was almost raped, right before she seduces Matt Dillon, but it's a Michael Douglas movie, so it's not like I expected feminism. Harald Zwart directed.
A rich man (Douglas) who's haunted by the past gets a gift card from his brother (Penn, who looks his sixteen years younger than Douglas, whose character seems to be maybe half that amount older). David Fincher directed a couple years before Fight Club.